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Capital One Credit Card® is a diversified financial services company offering a broad array of credit, savings and loan products. It has emerged as one of the America's largest consumer franchises with almost 50 million customer accounts and one of the nation's most recognized brands. Capital One financial services provides MasterCard and Visa credit cards, auto, home, and medical loans, and other consumer lending products through its Capital One Bank and Capital One FSB subsidiaries. The company provides a wide range of credit cards - reward credit cards, airline miles cards, low interest credit cards, small business credit cards, etc. If there is a need in assistance applying for a card or a need to apply by phone, one may call the following Capital One toll-free number: 1-866-582-0808. Please try to contact Capital One Credit Card Customer Service directly prior to posting any complaints on this site.

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Capital One Credit Card Complaints & Reviews

Capital One Credit Card Reviews

Pldylan
Capital One Credit Card - CAPITAL ONE FAKE CASH BACK PROGRAM
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I was looking for a cash back card, as my debit card no longer offer cash back. I checked CAPITAL ONE website and the card I wanted had 2% cash back on grocery and gas. So I decide...

#316023
May 02, 2012
47

Yoey
Capital One Credit Card - Capital One Prepaid MasterCard
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

On Wednesday April 18th I received a deposit from the IRS to my Capital One prepaid MasterCard. My Acct. was put on hold for "security purposes" (I never used this card before). Cu...

#314526
Apr 25, 2012
106

Johnsonmad
Capital One Credit Card - Please Do Not Send More Than Required
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I applied for a Capitol One credit card just this month. On the questions and answers section, it states that you could raise your credit limit by paying more than the required se...

#313340
Apr 19, 2012
109

Rfolso
Capital One Credit Card - Capital One Lied to me regarding credit increases
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I applied and received a credit card from Capital One, with that I was told that if I made my payments on fime for 5 consecutive months that they would increase my credit limit. It...

#305758
Mar 18, 2012
206

ChelsieEm
Capital One Credit Card - Turn in to collection agen paying on time and for missing one payment
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I kept receiving these phone calls on my cell phone that kept coming up UNKNOWN. I kept ignoring them because anyone who doesn't show their number ,well don't deserve to be...

#302422
Mar 05, 2012
262

Mommi2007
Capital One Credit Card - Capital One Garnishments
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Capital one credit cards is a scam they sent me a credit card that i didnt even apply for when i was 18 years old I used the card twice n paid it back and never used it again. Now ...

#297004
Feb 14, 2012
248

Ldub
Capital One Credit Card - Capital One lied, messed up my tax return!!!
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I had a capital one card in 2008. (balance of $1500 o make the monthly payments. I had numerous conversations with representatives regarding my financial situation and that i had...

#296758
Feb 13, 2012
328

Captain ...
Capital One Credit Card - Capital One Charge me 10.00 for advance
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Capital One Credit Card I used on PayPal that is not good idea at all I found that the deal was a fraud after I had paid them using my PayPal account but I used my credit card thr...

#296442
Feb 12, 2012
250

Tracie708
Capital One Credit Card - Past due 1 day=collections
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I just received an email less than a week ago telling my that my statement is ready. Six days after receiving this email I went online to pay my bill. And guess what????? I am som...

#296301
Feb 11, 2012
243

Vemee
Capital One Credit Card - Capital One
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Capital One, increased up my credit card rate from 7.9% to 17.9%. This I heard is a common practice to lock consumers into the *** of no return, as the drain every single dime.

#290533
Jan 20, 2012
281

Anbrys6776
Capital One Credit Card - How Do You Close Your Account With Capitol One?
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I'm adding to my complaint. Capitol One not once, but; twice refused my payment in as many months. My payments were over $180.00. They keep saying I have a Credit Card with ...

#289653
Jan 17, 2012
277

Anbrys6776
Capital One Credit Card - How Do You Close Your Account With Capitol One?
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I answered on of their "Guaranteed Acceptance" letters sent to me in the mail. At first, their "pitch" actually sounded great, and they seemed extremely interested in helping me r...

#289648
Jan 17, 2012
277

DredelsP...
Capital One Credit Card - Screw Capital One!
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

On 1/11/12, I called and used the automated system to pay the minimum payment of $15. Today, 1/12/12, I woke up to find my bank account negative over $300. To my surprise ,I found ...

#288510
Jan 12, 2012
325

Mac money
Capital One Credit Card - the worst card ever!
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Don't get sucked into the great commercials. Capital One offers a great deal in the onset but if your late on your payment just once they will jack up the APR to 24.9% and will kee...

#284297
Dec 27, 2011
377

SKIPPER1...
Capital One Credit Card - CAPITAL ONE CORPORATE JERKS!
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I HAD GONE TO CT. TO VISIT MY BROTHER WHO IS HAVING ALOT OF HEALTH ISSUES.A DISAGREEMENT OCCURRED WITH HIS SON & I LEFT.I STAYED IN A MOTEL 6 WHICH I HAD TO FIND ON FOOT BUT GOT A ...

#277004
Nov 24, 2011
465

Skayty3
Capital One Credit Card - Capital One Secured Credit Card customer service pathetic
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I applied for a secured card with Capital One to rebuild my credit. To begin with, I had to call 2 weeks in a row to get the introductory package. I had the number for the card alr...

#273192
Nov 06, 2011
531

Lilmomma...
Capital One Credit Card - Not In My Wallet!!!
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I opened a Capital One Card in hopes to build my credit history... Well that back fired and because of them I'm SCREWED!!! I received the card and had it for only 3 days with 1...

#271239
Oct 28, 2011
514

Hoperyan
Capital One Credit Card
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

What a joke! My wife called to cancel her Capital One credit card over the weekend and was told she had to call back at another number the following Monday. Amazing, since Capital ...

#264075
Sep 25, 2011
409

Michael_...
Capital One Credit Card Fraud
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I had ordered a $1300.00 TV online and what arrived was a Pinky Ring. I called Capital One and they assigned it to their Fraud dept. After completing the paperwork they sent seve...

#259694
Sep 03, 2011
652

Mheffel72
Capital One Credit Card - Junk Mail everytime they ***!
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Everytime we recieve a credit card application from Capital One they pull a credit report! When you recieve one that you do not ask for they do nothing for you but hurt you. Two t...

#256201
Aug 18, 2011
466

Ayplir
Capital One Credit Card - DONT USE CAPITOL ONE
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I had an $800 balance on my card I never received a statement from them so I called at the first of every month it stated the minimum payment amount and when it was due. For 18 mon...

#255765
Aug 16, 2011
470

Drmsrsil...
Capital One Credit Card - Decliend for a credit card by Capital One
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I had a company credit with Chase so I applied for a credit card with Capital One. I was approved. On September of last year the card I had with Chase was now offered by Capital O...

#252458
Jul 31, 2011
658

Valleysc...
Capital One Credit Card - Let's make a stance against rip-off Britain
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I have a Capital One card and this month my direct debit was rejected due to insufficient funds. It was due on the 13th and I have paid it today (20th). On my statement, it said th...

#250190
Jul 20, 2011
546

Anonymous
Capital One Credit Card - Capital One tactics
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Why is Capital One allowed to commit such usury?? They are suing my disabled daughter for $23,000, on a credit card bill of $1400, which is how they can bypass Small ...

#249745
Jul 18, 2011
540

Dalton98
Capital One Credit Card - If paid in full on due date, we are charged late fee
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I have used a credit card from Capital One for 5 years. This month, I had weird experience with them. I paid in full on due date, but next day I was charged past-due fe...

#249306
Jul 16, 2011
885

Advocat3
Capital One Credit Card - Capital One Master Card Worse Service
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Please consider this before you apply a card from Capital One!!!My suggestion to all the people who are interested in their cards, please consider the following poor se...

#249041
Jul 14, 2011
499

Anonymous
Capital One Credit Card - Capital One wont validate my card or return my calls
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I needed a credit rating for my wife and I to buy a house so we got a capital one card six months later they send me a chip card and then send my wife mail as well. she had n o id ...

#246915
Jul 04, 2011
640

Anonymous
Capital One Credit Card fraud
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

I opened my capital one credit card 2 months ago. I paid my balance 2 weeks ahead of my due date and it said my balance is zero. I thought I could use my credit card by now. With ...

#243143
Jun 14, 2011
674

Anonymous
Capital One Credit Card - Poor decision on customer
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

To whom ever:I was trying to make a purchase with my credit card, and it was denied. After calling the 1-800 number and talked with a actual human; I was informed...

#242178
Jun 08, 2011
597

Tyrssen
Capital One Credit Card - Don't Touch Capitol One.
5.0 1680 Capital One Drive McLeanVA22102-3491 Online Banking Support: 1-877-442-3764, Teles http://www.capitalone.com/contactus/?linkid=WWW_1009_CUST_A0B2084C1F86D22A0E1FFBF38F9G1F85_HOME_H1_2

Six years ago, I agreed to NOT sue them for harrassment, after days of multiple phone calls. I also agreed to pay an actual balance of around $200.00, which I did. Now, out of the ...

#236628
May 09, 2011
596
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Related Information

Credit Cards
A credit card is a system of payment. It is named after the small plastic card. The card is issued to users of the system. The issuer lends money to the user to be paid later to the merchant. It is different from a charge card, since it does not require the balance to be paid off in full each month. It allows the consumer to 'revolve' his/her balance with the interest being charged. Almost all credit cards are issued by local banks or Credit Unions. They are of the same shape and size as indicated by the Standard. Credit cards are issued after an account has been approved by the credit provider. The validity of the card is verified using a credit card payment terminal or Point of Sale (POS) system. Sometimes poor security level of the credit cards and/or credit card systems can provide different possibilities for fraud. There's even such a thing as a black market for stolen credit card numbers, which are usually used quickly before the cards are reported stolen. So, be aware!

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