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capital one credit card

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Capital One Credit Card® is a diversified financial services company offering a broad array of credit, savings and loan products. It has emerged as one of the America's largest consumer franchises with almost 50 million customer accounts and one of the nation's most recognized brands. Capital One financial services provides MasterCard and Visa credit cards, auto, home, and medical loans, and other consumer lending products through its Capital One Bank and Capital One FSB subsidiaries. The company provides a wide range of credit cards - reward credit cards, airline miles cards, low interest credit cards, small business credit cards, etc. If there is a need in assistance applying for a card or a need to apply by phone, one may call the following Capital One toll-free number: 1-866-582-0808. Please try to contact Capital One Credit Card Customer Service directly prior to posting any complaints on this site.

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Capital One Credit Card Complaints & Reviews

Capital One Credit Card Reviews

Vemee
Capital One Credit Card - Capital One

Capital One, increased up my credit card rate from 7.9% to 17.9%. This I heard is a common practice to lock consumers into the *** of no return, as the drain every single dime.

#290533
Jan 20, 2012
36

Anbrys6776
Capital One Credit Card - How Do You Close Your Account With Capitol One?

I'm adding to my complaint. Capitol One not once, but; twice refused my payment in as many months. My payments were over $180.00. They keep saying I have a Credit Card with ...

#289653
Jan 17, 2012
57

Anbrys6776
Capital One Credit Card - How Do You Close Your Account With Capitol One?

I answered on of their "Guaranteed Acceptance" letters sent to me in the mail. At first, their "pitch" actually sounded great, and they seemed extremely interested in helping me r...

#289648
Jan 17, 2012
51

DredelsP...
Capital One Credit Card - Screw Capital One!

On 1/11/12, I called and used the automated system to pay the minimum payment of $15. Today, 1/12/12, I woke up to find my bank account negative over $300. To my surprise ,I found ...

#288510
Jan 12, 2012
79

Mac money
Capital One Credit Card- the worst card ever!

Don't get sucked into the great commercials. Capital One offers a great deal in the onset but if your late on your payment just once they will jack up the APR to 24.9% and will kee...

#284297
Dec 27, 2011
140

SKIPPER1...
Capital One Credit Card - CAPITAL ONE CORPORATE JERKS!

I HAD GONE TO CT. TO VISIT MY BROTHER WHO IS HAVING ALOT OF HEALTH ISSUES.A DISAGREEMENT OCCURRED WITH HIS SON & I LEFT.I STAYED IN A MOTEL 6 WHICH I HAD TO FIND ON FOOT BUT GOT A ...

#277004
Nov 24, 2011
257

Skayty3
Capital One Credit Card - Capital One Secured Credit Card customer service pathetic

I applied for a secured card with Capital One to rebuild my credit. To begin with, I had to call 2 weeks in a row to get the introductory package. I had the number for the card alr...

#273192
Nov 06, 2011
280

Lilmomma...
Capital One Credit Card - Not In My Wallet!!!

I opened a Capital One Card in hopes to build my credit history... Well that back fired and because of them I'm SCREWED!!! I received the card and had it for only 3 days with 1...

#271239
Oct 28, 2011
332

Hoperyan
Capital One Credit Card

What a joke! My wife called to cancel her Capital One credit card over the weekend and was told she had to call back at another number the following Monday. Amazing, since Capital ...

#264075
Sep 25, 2011
270

Michael_...
Capital One Credit Card Fraud

I had ordered a $1300.00 TV online and what arrived was a Pinky Ring. I called Capital One and they assigned it to their Fraud dept. After completing the paperwork they sent seve...

#259694
Sep 03, 2011
412

Mheffel72
Capital One Credit Card - Junk Mail everytime they ***!

Everytime we recieve a credit card application from Capital One they pull a credit report! When you recieve one that you do not ask for they do nothing for you but hurt you. Two t...

#256201
Aug 18, 2011
303

Ayplir
Capital One Credit Card - DONT USE CAPITOL ONE

I had an $800 balance on my card I never received a statement from them so I called at the first of every month it stated the minimum payment amount and when it was due. For 18 mon...

#255765
Aug 16, 2011
319

Drmsrsil...
Capital One Credit Card - Decliend for a credit card by Capital One

I had a company credit with Chase so I applied for a credit card with Capital One. I was approved. On September of last year the card I had with Chase was now offered by Capital O...

#252458
Jul 31, 2011
434

Valleysc...
Capital One Credit Card - Let's make a stance against rip-off Britain

I have a Capital One card and this month my direct debit was rejected due to insufficient funds. It was due on the 13th and I have paid it today (20th). On my statement, it said th...

#250190
Jul 20, 2011
330

Anonymous
Capital One Credit Card - Capital One tactics

Why is Capital One allowed to commit such usury?? They are suing my disabled daughter for $23,000, on a credit card bill of $1400, which is how they can bypass Small ...

#249745
Jul 18, 2011
379

Dalton98
Capital One Credit Card - If paid in full on due date, we are charged late fee

I have used a credit card from Capital One for 5 years. This month, I had weird experience with them. I paid in full on due date, but next day I was charged past-due fe...

#249306
Jul 16, 2011
569

Advocat3
Capital One Credit Card - Capital One Master Card Worse Service

Please consider this before you apply a card from Capital One!!!My suggestion to all the people who are interested in their cards, please consider the following poor se...

#249041
Jul 14, 2011
360

Anonymous
Capital One Credit Card - Capital One wont validate my card or return my calls

I needed a credit rating for my wife and I to buy a house so we got a capital one card six months later they send me a chip card and then send my wife mail as well. she had n o id ...

#246915
Jul 04, 2011
433

Anonymous
Capital One Credit Card fraud

I opened my capital one credit card 2 months ago. I paid my balance 2 weeks ahead of my due date and it said my balance is zero. I thought I could use my credit card by now. With ...

#243143
Jun 14, 2011
476

Anonymous
Capital One Credit Card - Poor decision on customer

To whom ever:I was trying to make a purchase with my credit card, and it was denied. After calling the 1-800 number and talked with a actual human; I was informed...

#242178
Jun 08, 2011
416

Tyrssen
Capital One Credit Card - Don't Touch Capitol One.

Six years ago, I agreed to NOT sue them for harrassment, after days of multiple phone calls. I also agreed to pay an actual balance of around $200.00, which I did. Now, out of the ...

#236628
May 09, 2011
451

Anonymous
Capital One Credit Card - Design your own credit card

I have just read an article that your company will not accept someone in a hunting outfit to be placed on the credit card that they wish to creat. If this is true I find your compa...

#234309
Apr 26, 2011
617

Anonymous
Capital One Credit Card - Change of Terms is outrageous

We have carried Capital One cards for over a decade. Our initial interest rate for purchases was 6.9%. Credit score has always been very high and we have never had a late payment....

#234217
Apr 25, 2011
578

JMansfield
Capital One Credit Card Fraud

I received a credit card in the mail from Capital one on April 3, 2011. I called to get a pin number and they gave me one over the phone. I put it in my wallet like a fool. I we...

#233464
Apr 21, 2011
1010

Jacksoni...
Capital One Credit Card - Ronnie, employee id w252 at Capital One

Ronnie, employee id w252, was very rude, unprofessional, yelled, refused to address problem with an old account, refused to acknowledge or to check the confirmation number that I w...

#230998
Apr 06, 2011
542

Crittermom
Capital One Credit Card - Capital One: Never missed pymt; sent to collections; card cancelled

Despite the fact I did not miss a pymt & paid ABOVE the minimum pymt EARLY each month, Capital One put me into collections, put a negative hit on my credit report, & cancelled my c...

#229734
Mar 30, 2011
705

Qgrandst...
Capital One Credit Card - Capital One Cost Me My House

Expect many problems from Capital One. I got one of them secured cards from them. I received it 3 weeks after I ordered it. I wanted it to help rebuild my credit. My credit score w...

#228168
Mar 22, 2011
549

Anonymous
Capital One Credit Card - Capital one fail to talk

Almost two years ago I was laid off. Talked to State Farm credit, Wells Fargo Credit, and Capital One Credit.Strange State Farm Reduced the amount if I paid it off right awa...

#228078
Mar 22, 2011
397

Dmyers1230
Capital One Credit Card - Rubin Rothman refused my payment arrangement.

I recieved a letter from Rubin Rothman asking me to call to make payment arrangement. I called and spoke with Ms. Santos. She tried to ask me personal questions until I asked her w...

#226726
Mar 14, 2011
559

Anonymous
Capital One Credit Card - What's in your wallet Hopefully not Capital One Took 5 days to solve a simple problem

Took over 5 days to solve a simple balance problem. Not even the supervisor could authorize a simple balance adjustment. So much time wasted. Frustration with Capital One person...

#226464
Mar 13, 2011
594
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Related Information

Credit Cards
A credit card is a system of payment. It is named after the small plastic card. The card is issued to users of the system. The issuer lends money to the user to be paid later to the merchant. It is different from a charge card, since it does not require the balance to be paid off in full each month. It allows the consumer to 'revolve' his/her balance with the interest being charged. Almost all credit cards are issued by local banks or Credit Unions. They are of the same shape and size as indicated by the Standard. Credit cards are issued after an account has been approved by the credit provider. The validity of the card is verified using a credit card payment terminal or Point of Sale (POS) system. Sometimes poor security level of the credit cards and/or credit card systems can provide different possibilities for fraud. There's even such a thing as a black market for stolen credit card numbers, which are usually used quickly before the cards are reported stolen. So, be aware!

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